Yacht Crew Benefits Insurance

YACHT CREW AND GUEST BENEFITS INSURANCE

This insurance product has been designed in line with the Maritime Labour Convention 2006 and the ITF Collective Bargaining Agreement.

Benefits include Medical Expenses and Repatriation, Personal accident, Death in Service, Personal Effects, Crew Replacement

What Is Covered?

Medical Expenses and Repatriation
Guests and crew are covered for medically necessary treatment due to illness or accidents limited to US$500,000 for officers, US$300,000 for crew and US$100,000 for temporary staff and guests. We will also pay for repatriation expenses if required.

Personal Accident
Cover for accidental permanent disability and paralysis due to illness up to US$500,000 for officers, US$150,000 for crew and US$100,000 for temporary staff and guests.

Death in Service
For death within one year as a result of an accident we provide a limit of US$500,000 for officers, US$150,000 for crew and US$100,000 for temporary staff and guests. We will also pay for each legally dependent child under the age of eighteen at the time of death, up to a maximum of four children with a limit of US$18,700 per child.

Personal Effects
Cover for personal baggage if it is delayed or lost prior to the departure of the vessel up to US$1,000 for any single item or a maximum of US$ 3,000 in any twelve month period. We provide up to US$500 for loss or theft of personal money and travelers cheques and up to US$500 for the costs incurred in replacing a passport after loss or theft.

Crew Replacement
In the event that a crew member has to be replaced due to injury or illness we will pay the expenses incurred for recruiting and sending a replacement.

We can provide higher limits on request if required.

Eligibility For insurance

All yacht crew under employment who are suitably qualified and licensed officers and crew. Temporary staff and guests are also eligible with limited cover. We can offer accident only medical cover to U.S. citizens.

Deductibles

  • US$250 per medical condition
  • No deductible applies for Personal Accident , Death in Service
  • US$50 per claim in relation to Personal Effects

Key Exclusions

Criminal offences; suicide; willful misconduct; piracy; war or war-like situations; biological chemical and/or nuclear chemical and/or nuclear  force  or contamination

Loading...