Crewsure Energy
EMPLOYEE BENEFITS INSURANCE
Our other Products:
MARINE CREW BENEFITS INSURANCE
Crewsure Energy is an employee benefits programme for companies employing personnel in the international energy and offshore sectors.
It combines emergency medical, personal accident and sick pay cover with integrated Crisis Response protection, providing worldwide cover for employees and contractors working on offshore rigs and other declared energy operations.
Benefits Include:
- Emergency Medical including repatriation
- Sick Pay / Loss of Wages
- Employee Replacement
- Threat Repatriation
- Personal Accident – Accident death and PD/PTD
- Crisis Response
- Emergency Political Repatriation and Relocation
What is Covered?
- Emergency Medical
Medically necessary treatment due to illness or accident, through inpatient, outpatient, emergency dental and assistance modules. Pre-existing conditions are included unless specified otherwise and there are no waiting periods. Limits are set out in the policy schedule. Policies can be tailor made to meet your requirements.
- Personal Accident
Capital sum for accidental death or permanent disability resulting from an accident in the course of employment. Limits are set out in the policy schedule.
- Sick Pay
Basic wage while an insured person is unable to work due to accident or illness, for up to the limit in the schedule or 52 weeks, whichever is less, excess of 7, 14 or 30 days.
- Employee Replacement
The reasonable additional costs of recruiting and sending a replacement employee overseas following death, illness, bodily injury or compulsory quarantine of more than 28 days.
- Crisis Response
Cover for kidnap, detention, disappearance, hijack, hostage crisis, extortion, threat and virtual kidnap, with access to specialist response consultants. Includes response consultant costs, travel and accommodation, loss of salary, key-person replacement costs, legal and medical expenses, rehabilitation and job retraining, and temporary security measures.
- Emergency Political Repatriation and Relocation / Threat Repatriation
Travel and accommodation costs, and in qualifying circumstances personal effects left behind and irrevocably lost following an emergency political repatriation.
We can provide different limits on request if required.
Additional Options
Emergency Political Repatriation and Relocation and Threat Repatriation.
Eligibility For Insurance
Employees and contractors of the policyholder engaged in activities declared to and accepted by us, who are registered for the insurance where required and hold any licences or certifications needed for their work.
Deductibles
- Deductibles and limits are set out in the policy schedule
- No waiting periods apply to medical cover
Key Exclusions
Intoxicants or controlled substances; criminal offences; wilful misconduct; war and terrorism (except as provided under Crisis Response); nuclear, chemical or biological contamination; chronic conditions.
Cover is subject to the policy wording, schedule, limits, terms, conditions and exclusions. Medical, Personal Accident, Sick Pay and Crisis Response insurance is underwritten by certain underwriters at Lloyd’s of London. Emergency medical, inpatient and evacuation/repatriation assistance is supported by Northcott Global Solutions, with 24-hour assistance.
For more information on this or any of our other products, please contact us or get a quote.